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I had tons of student loans when I went through college, both federal and private. You should not have to start paying any loans back until you are out of school, and you also have a 6 month grace period before you have to start paying. So you can wait a bit if you can't start paying them back immediately.
After my 6 month grace period when I was out of school, I still couldn't afford to pay my loans back. You can defer your loans if you are still having financial troubles, but of course the interest will still add up.
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Sarah
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